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TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, BY ADDING SECTION 38-75-795 SO AS TO PROHIBIT THE DENIAL, CANCELLATION, OR NONRENEWAL OF HOMEOWNERS INSURANCE BASED SOLELY ON THE PRESENCE OF ONE OR MORE DOMESTICATED DOGS ON THE HOMEOWNERS' PREMISES, UNLESS A SPECIFIC DOG ON THE PREMISES HAS A DOCUMENTED HISTORY OF CAUSING SIGNIFICANT DAMAGE TO REAL OR PERSONAL PROPERTY OR SERIOUS BODILY INJURY TO A PERSON.
Be it enacted by the General Assembly of the State of South Carolina:
SECTION 1. Article 9, Chapter 75, Title 38 of the 1976 Code is amended by adding:
"Section 38-75-795. Notwithstanding any other provision of law, no insurer may deny an application for homeowners insurance, cancel a policy for homeowners insurance, or nonrenew a policy for homeowners insurance solely on the basis that one or more domesticated dogs reside on the homeowners' premises unless a specific dog residing on the homeowners' premises has a documented history of causing:
(1) significant damage to real or personal property; or
(2) serious bodily injury to a person."
SECTION 2. This act takes effect upon approval by the Governor.
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