H 4369 Session 110 (1993-1994)
H 4369 General Bill, By P.B. Harris, Allison, J.M. Baxley, Breeland, J. Brown,
Cato, R.S. Corning, J.L.M. Cromer, L.L. Elliott, T.L. Farr, R.C. Fulmer,
S.E. Gonzales, J.P. Harrelson, Harrison, Harvin, J. Hines, H.G. Hutson,
Inabinett, Keegan, Kelley, W.D. Keyserling, Kirsh, Littlejohn, C.V. Marchbanks,
J.G. Mattos, Meacham, Neilson, Phillips, Rhoad, T.F. Rogers, I.K. Rudnick,
J.S. Shissias, D. Smith, J.J. Snow, Stuart, J.W. Tucker, Vaughn, C.Y. Waites,
D.C. Waldrop, C.C. Wells, L.S. Whipper, Wilder, J.B. Wilder, Wilkes and
Witherspoon
Similar(S 927)
A Bill to amend the Code of Laws of South Carolina, 1976, by adding Section
38-73-737 so as to provide that automobile liability and collision insurance
rates are subject to a credit if an insured has passed an approved driver
training course, and to provide for the requirements of the course.
12/08/93 House Prefiled
12/08/93 House Referred to Committee on Labor, Commerce and Industry
01/11/94 House Introduced and read first time HJ-32
01/11/94 House Referred to Committee on Labor, Commerce and
Industry HJ-32
A BILL
TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976,
BY ADDING SECTION 38-73-737 SO AS TO PROVIDE THAT
AUTOMOBILE LIABILITY AND COLLISION INSURANCE RATES
ARE SUBJECT TO A CREDIT IF AN INSURED HAS PASSED AN
APPROVED DRIVER TRAINING COURSE, AND TO PROVIDE
FOR THE REQUIREMENTS OF THE COURSE.
Be it enacted by the General Assembly of the State of South Carolina:
SECTION 1. The 1976 Code is amended by adding:
"Section 38-73-737. (A) Premium rates charged for liability
coverages and collision coverage under a private passenger automobile
insurance policy are subject to an appropriate driver training course
credit once satisfactory evidence is presented that an applicant for the
credit, who is not subject to the youthful operator approved driver
training course credit mandated by Regulation 69-13.2(C), has
completed successfully an approved driver training course. The amount
of the credit may be determined by each individual insurer based upon
factually or statistically supported data and is subject to prior approval
by the commissioner. The credit must be afforded to the operator for
thirty-six months from the date the approved driver training course was
completed. The insurer may require as a condition of providing and
maintaining the credit, that the insured for a three-year period after
course completion not be involved in an accident for which the insured
is at fault. The credit must be afforded by each insurer in a
nondiscriminatory manner to all applicants, other than those considered
within Regulation 69-13.2(C).
(B) `An approved driver training course' for purposes of this section
is a driver training course which has been approved by the Department
of Public Safety and was conducted by:
(1) a recognized college or university;
(2) instructors certified by the Department of Public Safety; or
(3) any other school approved and supervised by the Department
of Public Safety.
(C) The requirements of the course, in order to qualify for the
insurance credit, must include the following minimum criteria:
(1) eight hours of classroom instruction;
(2) the teaching method must include group discussion, lecture,
and visual presentations;
(3) the course materials must include age-related physical changes
affecting older drivers, accident prevention measures, and a basic review
of the rules-of-the-road, including but not limited to, rights of way,
backing, entering, and leaving interstate highways; and
(4) a relevant test on the course material.
(D) For purposes of this section `satisfactory evidence' is a certificate
signed by an official of the school or the Department of Public Safety,
which certifies that:
(1) the person achieved a passing grade on a relevant test on the
course material;
(2) the course was approved by and the instructors were certified
by the Department of Public Safety; and
(3) the school was approved and supervised by the Department of
Public Safety.
(E) Only the vehicle driven by drivers who have completed
successfully the driver training course qualifies for the insurance credit.
In order for the credit to apply, the certificate must be furnished by the
named insured, principal operator of the insured vehicle, and all
occasional operators named in the policy as provided in Department of
Insurance Regulation 69-13.1(II)(C). Other vehicles which may be
operated by other family members who have not completed the driver
training course do not qualify for the insurance credit unless the primary
driver of the additional vehicle has successfully completed the driver
training course.
(F) Only driver training courses taken on a voluntary basis qualify
for the insurance credit. Driver training courses taken as a requirement
of a driving offense, including but not limited to, ADSAP or driver
training courses taken to reduce the number of traffic violation points
against a driver's license, do not qualify for the insurance credit provided
in this section."
SECTION 2. This act takes effect July 1, 1994.
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