H 4264 General Bill, By K.G. Kempe, J.M. Baxley, D.W. Beatty, J.L.M. Cromer, 
J.L. Harris, Harvin, H.H. Keyserling, J.T. McElveen, Neilson, T.F. Rogers, 
I.K. Rudnick and J.J. Snow
 A Bill to provide that the Chief Insurance Commissioner shall require a
 reduction in motor vehicle liability insurance rates for a three-year period
 for any person who voluntarily attends and successfully completes a motor
 vehicle accident prevention course approved by the Commissioner.

   01/23/92  House  Introduced and read first time HJ-11
   01/23/92  House  Referred to Committee on Labor, Commerce and
                     Industry HJ-12
   04/23/92  House  Recalled from Committee on Labor, Commerce and
                     Industry HJ-29
   05/06/92  House  Debate adjourned until Thursday, May 7, 1992 HJ-62
   05/07/92  House  Amended HJ-74
   05/07/92  House  Read second time HJ-76
   05/07/92  House  Unanimous consent for third reading on next
                     legislative day HJ-76
   05/08/92  House  Read third time and sent to Senate HJ-2
   05/12/92  Senate Introduced and read first time SJ-11
   05/12/92  Senate Referred to Committee on Banking and Insurance SJ-1

May 7, 1992

H. 4264

Introduced by REPS. Kempe, Harvin, Neilson, J. Harris, Rudnick, McElveen, Cromer, Baxley, Snow, Rogers, Keyserling and Beatty

S. Printed 5/7/92--H.

Read the first time January 23, 1992.

A BILL

TO PROVIDE THAT THE CHIEF INSURANCE COMMISSIONER SHALL REQUIRE A REDUCTION IN MOTOR VEHICLE LIABILITY INSURANCE RATES FOR A THREE-YEAR PERIOD FOR ANY PERSON WHO VOLUNTARILY ATTENDS AND SUCCESSFULLY COMPLETES A MOTOR VEHICLE ACCIDENT PREVENTION COURSE APPROVED BY THE COMMISSIONER.

Amend Title To Conform

Be it enacted by the General Assembly of the State of South Carolina:

SECTION 1. The 1976 Code is amended by adding:

"Section 38-73-737. Premium rates charged for liability coverages and collision coverage under a private passenger automobile insurance policy must be subject to an approved driver training course credit once satisfactory evidence is presented that any applicant for the credit, who is not subject to the youthful operator approved driver training course credit mandated by Regulation 69-13.2(C), has successfully completed an approved driver training course. The amount of the credit may be determined by each individual insurer based upon factually or statistically supported data, and is subject to prior approval by the commissioner. The discount must be afforded to the operator for thirty-six months from the date the approved driver training course was completed. The credit must be afforded by each insurer to all applicants, other than those considered within Regulation 69-13.2(C), in a nondiscriminatory manner.

(A) An approved driver training course is a driver training course which has been approved by the South Carolina Department of Education, the South Carolina Department of Highways and Public Transportation, or any other responsible educational agency, and was conducted by:

(1) a recognized secondary school, college, or university;

(2) instructors certified by the South Carolina Department of Education, the South Carolina Department of Highways and Public Transportation, or other responsible educational agency; or

(3) any other school approved and supervised by the South Carolina Department of Education, the South Carolina Department of Highways and Public Transportation, or other responsible educational agency.

(B) Satisfactory evidence is a certificate, signed by an official of the school, the South Carolina Department of Education, the South Carolina Department of Highways and Public Transportation, or other responsible educational agency, which certifies that:

(1) the course was approved by, and the instructors were certified by, the South Carolina Department of Education, the South Carolina Department of Highways and Public Transportation, or other responsible educational agency; and

(2) for schools other than recognized secondary schools, colleges, or universities, the school was approved and supervised by the South Carolina Department of Education, the South Carolina Department of Highways and Public Transportation, or other responsible educational agency."

SECTION 2. This act takes effect upon approval by the Governor.