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TO AMEND THE CODE OF LAWS OF SOUTH CAROLINA, 1976, BY ADDING SECTION 38-73-345 SO AS TO PROVIDE THAT IN COMPUTING DISTANCE FROM A FIRE STATION OR APPARATUS FOR THE PURPOSE OF DETERMINING COMMERCIAL FIRE INSURANCE RATE CLASSIFICATIONS, A RATING ORGANIZATION SHALL ALLOW THE INSURED A MORE ADVANTAGEOUS FIRE CODE CLASSIFICATION IF THE INSURED CAN DEMONSTRATE THAT REGARDLESS OF DISTANCE, THE RESPONSE TIME FROM THE NEAREST FIRE STATION OR APPARATUS TO THE INSURED LOCATION DOES NOT EXCEED THE MEAN RESPONSE TIME OF A MORE ADVANTAGEOUS FIRE CODE CLASSIFICATION ASSUMING COMPARABLE AVAILABLE WATER SOURCES.
Be it enacted by the General Assembly of the State of South Carolina:
SECTION 1. Chapter 73, Title 38 of the 1976 Code is amended by adding:
"Section 38-73-345. In computing distance from a fire station or apparatus for the purpose of determining commercial fire insurance rate classifications, a rating organization shall allow the insured a more advantageous fire code classification if the insured can demonstrate that regardless of distance, the response time from the nearest fire station or apparatus to the insured location does not exceed the mean response time of a more advantageous fire code classification assuming comparable available water sources."
SECTION 2. This act takes effect upon approval by the Governor.
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