South Carolina General Assembly
126th Session, 2025-2026

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Indicates Matter Stricken
Indicates New Matter

S. 727

STATUS INFORMATION

General Bill
Sponsors: Senator Chaplin
Document Path: SR-0432KM26.docx

Prefiled in the Senate on December 10, 2025
Currently residing in the Senate Committee on Banking and Insurance

Summary: Uninsured Motorist Coverage Premiums

HISTORY OF LEGISLATIVE ACTIONS

Date Body Action Description with journal page number
12/10/2025 Senate Prefiled
12/10/2025 Senate Referred to Committee on Banking and Insurance

View the latest legislative information at the website

VERSIONS OF THIS BILL

12/10/2025



 

 

 

 

 

 

 

 

A bill

 

TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-150, RELATING TO UNINSURED MOTORIST PROVISIONS SO AS TO PROVIDE THAT AN INSURER MAY NOT INCREASE AN INSURED'S PREMIUM SOLELY BECAUSE THE INSURED MADE A CLAIM UNDER HIS UNINSURED OR UNDERINSURED MOTORIST COVERAGE AS LONG AS THE INSURED WAS NOT AT FAULT IN THE ACCIDENT LEADING TO THE CLAIM.

 

Be it enacted by the General Assembly of the State of South Carolina:

 

SECTION 1.  Section 38-77-150 of the S.C. Code is amended by adding:

 

    (D) An insurer may not increase an insured's premium solely because the insured made a claim under his uninsured or underinsured motorist coverage as long as the insured was not at fault in the accident leading to the claim.

 

SECTION 2.  This act takes effect upon approval by the Governor.

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This web page was last updated on December 10, 2025 at 2:27 PM