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R172, H3259
STATUS INFORMATION
General Bill
Sponsors: Reps. Pope, Gilliam, Lawson, Chapman, Pedalino, McCravy, M.M. Smith, Davis, Holman, B.L. Cox, Ligon and Gibson
Document Path: LC-0061WAB25.docx
Introduced in the House on January 14, 2025
Introduced in the Senate on March 4, 2025
Last Amended on February 27, 2025
Currently residing in the Senate
Governor's Action: May 15, 2026, Signed
Summary: First responder automobile insurance premiums
HISTORY OF LEGISLATIVE ACTIONS
| Date | Body | Action Description with journal page number |
|---|---|---|
| 12/5/2024 | House | Prefiled |
| 12/5/2024 | House | Referred to Committee on Labor, Commerce and Industry |
| 1/14/2025 | House | Introduced and read first time (House Journal-page 146) |
| 1/14/2025 | House | Referred to Committee on Labor, Commerce and Industry (House Journal-page 146) |
| 2/19/2025 | House | Member(s) request name added as sponsor: M.M. Smith, Davis, Holman, Cox, Ligon |
| 2/26/2025 | House | Committee report: Favorable with amendment Labor, Commerce and Industry (House Journal-page 6) |
| 2/27/2025 | House | Member(s) request name added as sponsor: Gibson |
| 2/27/2025 | House | Amended (House Journal-page 20) |
| 2/27/2025 | House | Read second time (House Journal-page 20) |
| 2/27/2025 | House | Roll call Yeas-113 Nays-0 (House Journal-page 21) |
| 2/27/2025 | House | Unanimous consent for third reading on next legislative day (House Journal-page 22) |
| 2/28/2025 | House | Read third time and sent to Senate (House Journal-page 2) |
| 3/4/2025 | Senate | Introduced and read first time (Senate Journal-page 11) |
| 3/4/2025 | Senate | Referred to Committee on Banking and Insurance (Senate Journal-page 11) |
| 4/16/2025 | Senate | Committee report: Favorable Banking and Insurance (Senate Journal-page 22) |
| 4/29/2026 | Senate | Read second time (Senate Journal-page 36) |
| 4/29/2026 | Senate | Roll call Ayes-43 Nays-0 (Senate Journal-page 36) |
| 4/30/2026 | Senate | Read third time and enrolled (Senate Journal-page 34) |
| 5/14/2026 | Ratified R 172 | |
| 5/15/2026 | Signed By Governor |
View the latest legislative information at the website
VERSIONS OF THIS BILL
12/05/2024
02/26/2025
02/27/2025
04/16/2025
NOTE: THIS IS A TEMPORARY VERSION. THIS DOCUMENT WILL REMAIN IN THIS VERSION UNTIL FINAL APPROVAL BY THE LEGISLATIVE COUNCIL.
(R172, H3259)
AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-128 SO AS TO PROHIBIT INSURERS OR AGENTS FROM CONSIDERING THE WORK-RELATED DRIVING RECORD OF A FIRST RESPONDER IN DETERMINING THE PREMIUM RATE FOR THE FIRST RESPONDER'S PERSONAL AUTOMOBILE INSURANCE POLICY.
Be it enacted by the General Assembly of the State of South Carolina:
Premium rates for first responders
SECTION 1. Article 3, Chapter 77, Title 38 of the S.C. Code is amended by adding:
Section 38-77-128. (A) In determining the premium rates for a personal automobile insurance policy of a first responder, it is unlawful to consider the work-related driving record of a first responder if he is found to be noncontributing on the collision report or involved in a collision when responding to an emergency call.
(B) The first responder must furnish a copy of the police incident report, investigative report, or Uniform Traffic Collision report regarding the crash in a timely manner to the insurance agent or insurer.
(C) For purposes of this section, "first responder" means a law enforcement officer or firefighter employed by local, state, or federal government. An emergency medical technician, paramedic, volunteer law enforcement officer or firefighter engaged by local, state, or federal government also is considered a first responder.
Time effective
SECTION 2. This act takes effect upon approval by the Governor.
Ratified the 14th day of May, 2026.
Approved the 15th day of May, 2026. -- S.
This web page was last updated on May 22, 2026 at 12:19 PM