H 4378 Session 110 (1993-1994)
H 4378 General Bill, By Scott, R.S. Corning and I.K. Rudnick
A Bill to provide that, for purposes of private passenger automobile
insurance, in an accident or collision where the property damage is seven
hundred fifty dollars or more, a nonticketed violation is not subject to a
recoupment charge.
12/15/93 House Prefiled
12/15/93 House Referred to Committee on Labor, Commerce and Industry
01/11/94 House Introduced and read first time HJ-36
01/11/94 House Referred to Committee on Labor, Commerce and
Industry HJ-36
05/04/94 House Committee report: Favorable with amendment Labor,
Commerce and Industry HJ-4
05/19/94 House Amended HJ-41
05/19/94 House Read second time HJ-42
05/19/94 House Unanimous consent for third reading on next
legislative day HJ-42
05/20/94 House Read third time and sent to Senate HJ-55
05/24/94 Senate Introduced and read first time SJ-24
05/24/94 Senate Referred to Committee on Banking and Insurance SJ-24
Indicates Matter Stricken
Indicates New Matter
AMENDED
May 19, 1994
H. 4378
Introduced by REPS. Scott, Rudnick and Corning
S. Printed 5/19/94--H.
Read the first time January 11, 1994.
A BILL
TO PROVIDE THAT, FOR PURPOSES OF PRIVATE PASSENGER
AUTOMOBILE INSURANCE, IN AN ACCIDENT OR COLLISION
WHERE THE PROPERTY DAMAGE IS SEVEN HUNDRED FIFTY
DOLLARS OR MORE, A NONTICKETED VIOLATION IS NOT
SUBJECT TO A RECOUPMENT CHARGE.
Amend Title To Conform
Be it enacted by the General Assembly of the State of South Carolina:
SECTION 1. Section 38-73-455(A)(3) of the 1976 Code is amended
to read:
"(3) has had two or more `chargeable' accidents within the
thirty-six months immediately preceding the effective date of coverage.
A `chargeable' accident is defined as one resulting in bodily injury to
any person in excess of three six hundred dollars per
person, death, or damage to the property of the insured or other person
in excess of seven hundred fifty one thousand dollars.
Accidents occurring under the circumstances enumerated below are not
considered chargeable.
(a) The automobile was lawfully parked. An automobile rolling
from a parked position is not considered as lawfully parked but is
considered as operated by the last operator.
(b) The applicant or other operator or owner was reimbursed by or
on behalf of a person responsible for the accident or has a judgment
against this person.
(c) The automobile of an applicant or other operator was struck in
the rear by another vehicle and the applicant or other operator has not
been convicted of a moving traffic violation in connection with the
accident.
(d) The operator of the other automobile involved in the accident
was convicted of a moving traffic violation and the applicant or other
operator was not convicted of a moving traffic violation in connection
therewith.
(e) An automobile operated by the applicant or other operator is
damaged as a result of contact with a `hit and run' driver, if the applicant
or other operator so reports the accident to the proper authority within
twenty-four hours or, if the person is injured, as soon as the person is
physically able to do so.
(f) Accidents involving damage by contact with animals or fowl.
(g) Accidents involving physical damage, limited to and caused by
flying gravel, missiles, or falling objects.
(h) Accidents occurring as a result of the operation of any
automobile in response to an emergency if the operator at the time of the
accident was responding to a call of duty as a paid or volunteer member
of any police or fire department, first aid squad, or any law enforcement
agency. This exception does not include an accident occurring after the
emergency situation ceases or after the private passenger motor vehicle
ceases to be used in response to the emergency; or".
SECTION 2. The threshold amounts of six hundred dollars and one
thousand dollars set forth in the introductory paragraph of Section
38-73-455(A)(3) of the 1976 Code, as amended by Section 1 of this act,
apply only to accidents occurring after June 30, 1994, and also apply to
any merit rating plan promulgated by the Chief Insurance Commissioner
pursuant to Section 38-73-760 of the 1976 Code.
SECTION 3. Except as may otherwise be specifically provided in this
act, this act takes effect upon approval by the Governor.
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